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Health Insurance Fund of Montenegro


Hipokrat Polyclinic and the Health Insurance Fund of Montenegro have signed a cooperation agreement to cut the waiting period for MRIs at Clinical Centre of Montenegro (KCCG) to an optimal level.
If you have been waiting to get an MRI at Clinical Centre of Montenegro for more than month, you can perform this examination with us free of charge (at the expense of the Health Insurance Fund of Montenegro).


Documents needed:


REFERRAL WITH CONSENT

Referral letter with consent from a radiologist of the medical evaluation board, and indicating the examination


REFERRAL FOR HIPOKRAT

Referral letter for Hipokrat (issued by primary care physician)


PROOF OF WAITING PERIOD

Proof that you cannot perform the approved examination within 30 days at KCCG (issued by primary care physician)


BANKS


In order to enable our patients to pay for services under the most favourable terms, we reached an agreement with Hipotekarna Banka and CKB.


USERS OF HIPOTEKARNA BANKA PREMIUM CARD:

– 5% discount on cash payments
–Deferred payment in 6 or 12 instalments (depending on the amount and limit of the cardholder)


USERS OF CKB BANKA SHOPPING GO CARD:

– Deferred payment up to 12 instalments


CKB BANKA DEBIT CARD USERS:

– 10% discount on cash payments


INSURANCE AGENCIES


The polyclinic has also concluded contracts with the following insurance agencies:

  • Uniqa Osiguranje
  • Generali Montenegro Osiguranje
  • Sava Osiguranje
  • Lovćen Osiguranje

All policyholders of the mentioned agencies, depending on their coverage, and their monthly limit, can use the services in Hipokrat polyclinics, with prior notice to the operator of the parent company. All services in the field of radiology, orthopedics and neurology are included in the basic policy plans. More information is available from the insurance agencies.


TRADE UNIONS


Apart from the above-mentioned partners, we have also concluded contracts with the Police Trade Union, the CEDIS Trade Union, the trade unions of the Čelebić company and the Tehnomax company. Their employees have the option of deferred payment.

If you are a member of a trade union, a collective or an organization, we are at your disposal for all types of agreements, in order to make it as easy as possible for employees to pay for our services.


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